SWAN DFW Financial Solutions

Financial Solutions to Help You “Sleep Well At Night”

Accountant (show on map)

5.0

★★★★★

3 reviews

Dallas–Fort Worth’s down-to-earth fiduciary team guiding you to retire with confidence—because peace of mind is the best investment.

Call (817) 938-0077

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About

SWAN DFW Financial Solutions, founded by Hector Hinojosa, CFP®, and his son Josh Hinojosa, provides fiduciary financial planning, wealth management, Social Security, Medicare, and retirement solutions tailored for Dallas–Fort Worth residents. With decades of experience, the father-son team offers personalized, transparent advice to help clients sleep well at night.

Fiduciary advice—no commissions or gimmicks

CFP® expertise—decades of tailored strategies

Local insight—Dallas–Fort Worth born and raised

Clear fees—simple, transparent, no surprises

Services

Financial Planning

Build a comprehensive strategy covering budgeting, saving, investing, insurance, taxes, retirement, estate, and more to ensure a 360° view of your financial life.

Cash Flow & Budgeting Debt Management Emergency Fund Strategy Investment and Retirement Projections Tax Planning and Efficiency Insurance Needs Analysis Estate and Legacy Basics College & Education Planning

Wealth Management

Grow, protect, and pass on your wealth with tailored strategies, low-cost funds, tax-loss harvesting, and Texas-specific asset placement.

Asset Allocation & Diversification Tax-Loss Harvesting Smart Asset Placement for Texas Residents Risk Management & Protection Ongoing Monitoring & Reviews

Social Security Planning

Maximize Social Security benefits with expert analysis and strategies to minimize paperwork headaches.

Medicare Planning

Simplify Medicare enrollment, protect your health plans, and build a legacy with straightforward guidance.

Credentials & Certifications

CFP® (Certified Financial Planner)

Since 2001

Series 65

Since 2023

Texas Life & Health Insurance License

Since 2023

Reviews

Rating

★★★★★

Reviews

"You can’t go wrong when working with him!"

Frequently Asked Questions

How does SWAN DFW choose investments for clients? +

We start by understanding your goals and risk tolerance, then build a diversified portfolio using low-cost funds and proven strategies, never just products we’re paid to sell.

Are you a fiduciary? What does that mean for me? +

Yes, we’re fiduciaries—legally and ethically required to put your interests first. No commissions, no hidden agendas, just transparent, client-first advice.

How often will you review my portfolio? +

We review every client’s portfolio at least quarterly, or sooner if you experience big life changes or the markets shift. Our approach is proactive, not set-and-forget.

Can you help with managing concentrated stock or employer shares? +

Absolutely. Many DFW professionals have large positions in local company stock. We help you diversify prudently, manage tax impact, and protect your wealth as you transition.

What exactly is included in a comprehensive financial plan? +

At SWAN DFW, your plan covers everything: budgeting, debt management, investments, retirement projections, tax strategies, insurance, estate basics, and more. We make sure no stone is left unturned so you get a 360° view of your financial life.

Do I have to move my investments or buy products from you? +

Not at all. Our financial plans are standalone, fee-based, and totally unbiased. You can implement the plan’s recommendations with us—or with anyone you choose. There’s zero pressure and no product sales pitch.