AMT Financial offers comprehensive retirement planning and financial services including annuities, life insurance, Medicare, Social Security, college funding, long-term care, and 401(k)/IRA solutions.
AMT Financial, founded by Joy Nunn, provides specialized retirement planning services including annuities, life insurance, Medicare, Social Security, college funding, long-term care, and 401(k)/IRA management. The company emphasizes personalized strategies to ensure financial security and peace of mind for clients throughout Texas, leveraging over a decade of experience to navigate complex financial landscapes and tailor solutions to individual needs.
Personalized retirement strategies
Family-focused financial planning
Extensive experience in Texas markets
Services
Lifetime Income
Provides a reliable income stream for life, protecting against outliving retirement savings.
Guaranteed payments for lifeProtects against longevity riskPeace of mind for retirees
College Funding
Helps families prepare for higher education costs through tax-advantaged savings plans.
529 plansCoverdell accountsTax-free growth for qualified education expenses
Life Insurance
Provides financial protection and peace of mind for loved ones in the event of death.
Term lifeWhole lifeUniversal lifeFixed index universal life
Medicare Planning
Guides clients through Medicare options to ensure optimal coverage and cost savings.
Medicare Part A, B, C, DMedigap policiesCost analysis
Social Security Optimization
Helps clients maximize Social Security benefits based on personal circumstances.
Benefit analysisOptimal claiming strategiesCoordination with other income sources
401(k) and IRA Management
Provides guidance on optimizing employer-sponsored retirement plans and individual retirement accounts.
401(k) rolloversIRA contributionsTax planning
Credentials & Certifications
Federal Retirement Consultant
Since 2011
Licensed Insurance Agent in Texas
Since 2010
Frequently Asked Questions
What is lifetime income and why is it important? +
Lifetime income from annuities provides a reliable way to ensure financial security in retirement by converting savings into a steady income stream for life, protecting against the risk of outliving your money.
How can college funding be achieved without relying on student loans? +
College funding can be achieved through tax-advantaged savings plans like 529 plans and Coverdell accounts, allowing families to build a dedicated fund that grows tax-free for qualified education expenses.
What are the benefits of life insurance beyond death benefits? +
Life insurance can also be used for estate planning, retirement income, and college funding, providing living benefits such as building a cash value account and high-interest options.
What should I consider when planning for Medicare? +
When planning for Medicare, consider the different parts (A, B, C, D), Medigap policies, and cost analysis to ensure optimal coverage and cost savings.
How can I maximize my Social Security benefits? +
Maximizing Social Security benefits involves understanding benefit calculations, optimal claiming strategies, and coordinating with other income sources to ensure the highest lifetime benefits.
What are the options for 401(k) and IRA management? +
Options include 401(k) rollovers, IRA contributions, and tax planning strategies to optimize retirement savings and minimize taxes.
